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क्रम order

Speak. The bill is made.

Speak your sale like a WhatsApp voice note. Kramo makes the bill, updates the khata and stock, and shares it with your party.

Spoken just now
  • 50 sheet ply 18mm, 450 each, Sharma Furniture
  • 20 cft teak, 4,200 a cft, Patel Interiors
  • 100 rft beading, 35 a foot, Shree Decor
  • 30 sheet laminate, 1,150 each, Gupta Builders

30 days free. No card. We set it up with you.

Sharma Furniture

To collect ₹26,550

3 Oct

Payment received

₹12,400

UPI · 6:12 pm

Today

0:04

50 sheet ply 18mm, 450 each, Sharma Furniture

11:42 am

Draft bill

GST
50 sheetPlywood 18mm BWP (check this value)₹450 / sheet
Taxable
₹22,500
GST 18%
₹4,050
Total
₹26,550

Grade marked to check. Tap to change.

Send bill
Speak or type an entry
Sample data: a party chat with a spoken bill

Nothing new to learn

If you can send a WhatsApp voice note, you can run your shop on Kramo.

  1. 1

    Sending a voice noteSpeaking a bill

  2. 2

    Chatting with a contactSeeing a party's full account

  3. 3

    Forwarding a photoSnapping a supplier bill

Clients

To collect ₹1,14,250 · 4 parties

  • Sharma Furniture

    11:42

    Bill 214 · 50 sheet ply 18mm

    ₹26,5501 new
  • Patel Interiors

    10:15

    Received ₹45,000 · cheque

    Clear
  • Shree Decor

    Yesterday

    Reminder sent

    ₹31,200
  • Darukhana Saw Mill

    Mon

    Supplier bill · you owe

    ₹18,4502 new
  • Gupta Builders

    Sun

    Quote · 30 sheet laminate

    ₹34,500
  • Joshi Carpenters

    Sat

    Cheque due 25 Oct

    ₹22,000
  • Mehta Doors

    Fri

    Received ₹8,000 · UPI

    Clear
Sample data: the Clients list

Your way stays

Your way of working stays. Only the paper goes.

Same words, same credit, same chits. Kramo writes them down in order.

Today, on paper
The same entry in Kramo

Bill 213 · Sharma Furniture

50 sheet Plywood 18mm × ₹450

Taxable
₹22,500
GST 18%
₹4,050
Total
₹26,550
Due
in 30 days

Khata and stock updated

The problem

India's trade still runs on paper and memory.

Wholesale and trading shops move crores on chits, registers and one person's memory. Every tool so far assumed someone would type.

  • 01

    Records live in one head

    Registers, chits and the munim's memory. Books close after 10 pm, and the shop stalls when he is away.

    Every sale is spoken once and saved in order.

  • 02

    Credit runs the business

    30 to 90 days is normal. Asking for money is awkward, and "how much is due?" turns into an argument.

    A statement link and polite reminders do the asking.

  • 03

    Stock is a guess

    Sheets, bags, boxes, quintals, rods by piece or by weight. Counted on Sunday, if at all.

    Any unit, per party. Record stock live, or catch up later.

  • 04

    GST is a monthly scramble

    Bills by hand, a bundle of papers to the CA, and a late filing.

    GST bills on every sale, and a clean export for your CA.

  • 05

    Cheques get missed

    Post-dated cheques sit in a drawer. Dates pass, and a bounce has no clean record.

    Deposit alerts and bounce history for every cheque.

How it works

Three steps. No typing.

  1. Step 1

    Speak

    Hold the mic and say the sale the way you would tell your munim. The words appear as you speak.

  2. Step 2

    Check

    Kramo shows a draft bill. Tap any value to fix it. If it is unsure about something, it marks it instead of guessing.

  3. Step 3

    Send

    One tap. The bill goes to the party, and their khata and your stock are updated.

What Kramo does

One spoken entry runs the whole book.

Every feature below is in the app today.

  • Voice bills

    Speak the sale. Kramo makes a GST bill with the right party, item, unit and rate.

  • Every party is a chat

    Bills, payments and reminders in one thread, like a WhatsApp chat with that party.

  • Statement link and polite reminders

    The party opens their running account on WhatsApp, no app needed. Reminders go out on time, politely, in their language.

  • Any unit, per party

    Per piece or per kg, per bag or per tonne. Kramo remembers each party's usual unit and rate.

  • Bring your Tally books

    Import parties, balances and full history from Tally. Your CA can keep using Tally with our export.

  • Cheque tracker

    Post-dated cheques, deposit alerts and bounce history.

  • Daily cash close

    Say what is in the drawer. Kramo shows what should be there.

  • Voice expenses

    "500 tea, 2000 Raju advance." Petty spending stops leaking.

Our story

We grew up in a timber shop in Mumbai.

Kramo was started by a family that runs a timber business in Mumbai. We grew up watching the register, the chits and the evening totals, and the phone calls asking a customer, politely, about money that was long overdue.

Around us, every trade worked the same way: steel, cement, tiles, grain. Crores moved on paper and memory. When the munim was away, the shop slowed down. The software that existed was made for accountants who type, not for owners who talk business all day.

Read our story

For everyone in the shop

Built for the owner. Liked by the whole shop.

  • Owner

    Know dues and stock without asking anyone. Speak, check, send.

  • Next generation

    A modern shop with reports and GST in order, that your father will actually use.

  • Munim

    Your work, without the late nights. Entries are made through the day, not at 10 pm.

  • CA

    Clean data every month, GSTR-ready and Tally-ready. No more bundles.

GST

GST without the headache.

In the app today

  • GST bills with GSTIN, HSN, CGST and SGST or IGST
  • GSTR-ready data and export for your CA
  • Tally-ready export
  • Payables reminder for the 45-day rule when you buy from small manufacturers

Coming next

  • E-way bill
  • E-invoice
  • UPI payment matching

Where we are

Early, honest, and in the field.

  • Mumbai

    Live pilot with timber and plywood traders

  • 3 trades

    Trade packs ready: timber and plywood, steel, cement

  • 30 days

    Free pilot, set up with you in person

Trader stories will appear here after the pilot, with their permission.

Pricing

Simple plans. No cut on your sales.

Standard

An owner and one helper

₹399 a month

Billed yearly, ₹4,788 a year

  • Voice bills and GST bills
  • Party chats and khata
  • Statement link and polite reminders
  • Daily cash close and voice expenses
  • Works on a weak network
  • Owner plus 1 staff
Start free pilot

Most shops pick this

Growth

A shop with staff

₹799 a month

Billed yearly, ₹9,588 a year

  • Everything in Standard
  • Up to 5 staff, with your approval
  • Cheque tracker
  • Stock, live or later
  • Supplier bill photo and payables
  • Tally import and CA export
  • Credit limits and slow-payer insights
  • Priority support
Start free pilot

Custom

Larger trading houses

From ₹1,999 a month

Billed yearly, ₹23,988 a year

  • Everything in Growth
  • Unlimited staff
  • A dedicated account manager
  • Help moving your full history
  • Many shops in one view Coming next
  • Single sign-on Coming next
  • API access Coming next
Talk to us

Every plan starts with a 30-day free pilot, long enough to see a full month close. No card. Cancel any time. Prices exclude GST.

Founding shops: the first 100 paying shops keep their price for 2 years.

Your data

Your book stays yours.

  • Private book, encrypted

    Your private notes are encrypted on your phone. Kramo's servers cannot read them.

  • Export any time

    Download your data whenever you like. No lock-in.

  • Shared only with consent

    Nothing about your business is shared without your permission. You can ask us to delete your data.

How we protect your data

Questions

Questions traders ask us.

I'm not good with phones. Can I use it?

If you can send a voice note on WhatsApp, yes. You hold the mic and speak. We set the app up with you in person and stay a phone call away.

Do I need to type, or know English?

No. Speak in Hindi or English, the way you talk in the shop. The app can be switched fully to Hindi.

My units are odd. Will it work?

Yes. Pieces, kg, bags, boxes, square feet, quintals, sheets, and items sold by weight. Each party's usual unit and rate is remembered.

I already use Tally. What happens to it?

We bring your parties, balances and full history in from Tally. Your CA can keep using Tally with our Tally-ready export.

What if the network goes?

Entries save on your phone first and sync when the network comes back. Nothing is lost.

Is my data safe? Who can see it?

Your data is stored securely and shared only with your permission. Your private book is encrypted on your phone, so even we cannot read it.

Will my munim still be needed?

Yes. Kramo takes away the late-night copying, not the person. Staff and munims can make entries; you approve them.

What happens after the 30-day pilot?

We call you before it ends. Pick a plan to continue, or stop. There is no card on file and nothing is charged automatically. Plans start at ₹399 a month, billed yearly.

Put your shop in order.

Tell us about your shop. We will call you and set up Kramo with you.

30 days free. No card. We set it up with you.

Start free pilot